In just a few short years, artificial intelligence (AI) has transformed from an abstract concept to a ubiquitous technology reshaping our daily lives. How can we govern the safety and security of it's data use?
TL;DR * Hong Kong and Singapore are at the forefront of stablecoin regulation in Asia, each constructing frameworks aimed at balancing innovation, financial stability, and trust. * Hong Kong has implemented an extensive, mandatory licensing regime for fiat-backed stablecoins. * Singapore has developed a tiered model under revised Payment Services Act amendments,
Learn how chip-level Trusted Execution Environments protect data in the cloud while enabling fast AI automation and compliance. TL;DR * Heavy fines, rising insurance premiums, and public distrust now follow every data leak or software mishap, costing companies billions each year. * TEEs: a proven chip-level security method that acts like
GM, Decentralized identity is the hot topic in Web3 right now. The launch of a token for the billion-dollar valued Humanity Protocol and World’s big-name partnerships with Tinder, Razer, and Visa mark a turning point: decentralized ID is finally going mainstream. As AI blurs the line between real and
Discover how zero-knowledge proofs prove compliance, block fraud, and slash breach costs without revealing customer data.
Discover how Vietnam’s Digital Technology Law defines crypto assets, mandates strong KYC / AML controls, and how Terminal 3’s ZKP identity rails keep firms compliant.
GM, Shopify, Stripe, PayPal, Visa, Uber, Apple, Google… these are some of the companies that have integrated or are considering integrating stablecoins into their business. We wrote about the potential of stablecoins nearly 18 months ago, but the concept of digital money has rapidly gained traction even over that short
GM, Launching a token can make founders of Web3 startups rich—and in far quicker time than it takes to be acquired or go public in an IPO. Cryptocurrency markets are liquid, but that can also spell peril for companies if their token price falls. That’s the subject of
Dear Friends, When we founded Terminal 3, we were imagining what the internet could be if it were truly equitable. We envisioned a digital world where privacy is a right not a privilege, and where businesses can innovate without compromising trust. Our mission is to prove that data should be
Hong Kong, 30 April 2025: Terminal 3, a Hong Kong-based Web3 startup, has successfully raised a seed funding round of US$8m. The investment will drive the development of a novel data privacy and security protocol due for launch later in the year and accelerate the adoption of the company’
GM, Circle’s IPO has been talked about for a number of years, and finally it just took a big step to reality after the US firm—which issues popular stablecoin USDC—filed to go public on the New York Stock Exchange (NYSE). This week we’re digging into its
GM, This week we’re looking at the growing convergence between traditional finance and payments and the Web3 industry. This year alone, billions have been spent on acquisitions both ways and companies on both sides are likely to increasingly look like each other. Let’s dive in! Best, Jon and
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GM, It’s been a month since Web3’s largest ever hack took place: ByBit lost $1.5 billion at the hands of North Korea-affiliated hackers. The audits are in, the real-time stories have been written, but what are the bigger takeaways from this catastrophic event? Our newsletter this week
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Dropping 2-year-old Coinbase lawsuit signals a major shift in US crypto regulation
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Our predictions for this year and our review of last year’s forecasts
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GM, Happy New Year! We enjoyed a restful festive period here at SO WHAT and we are excited to be back. How excited you ask? Excited enough to 10X our annual recap, which includes 30 must-note topics from the year that was 2024. Stand by for our predictions, which will
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We are excited to announce our strategic partnership with Varmeta, an end-to-end development studio building products with emerging technologies to revolutionize industries. This collaboration brings together Terminal 3's expertise in privacy-preserving verifiable identities with Varmeta's comprehensive capabilities in Blockchain and AI development. Together, we are set
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GM, The world of Web3 is crazy at the best of times, but it’s been a particularly wild ride over the last few weeks since Donald Trump won the US Presidential election. The President-elect has said a number of positive things about crypto and Bitcoin generally—his win saw
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Terminal 3 is officially live on Soneium to bring Web3 technologies to everyday users. As part of the Soneium community, Terminal 3 will support emerging Soneium-based projects with private, native digital identity, universal credentials, and decentralized storage solutions. By enabling seamless integration, Terminal 3 allows developers and builders on Soneium
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BuckID, powered by Terminal 3 Identity, is officially live on BeraBucks.com. BeraBucks is a decentralized gaming platform designed to connect the largest gaming communities in one place. Built on BeraChain, BeraBucks offers gamers a space to engage and compete, while offering community-driven gaming brands an unparalleled loyalty and questing
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GM, One of the most lucrative companies in Web3 today may also be one of the most controversial. This is not a company aiming to build a new internet, democratize financial services, or pursue other lofty goals. In fact, critics accuse it of enabling gambling, although some have praised it
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ICYMI: Learnings from the 2024 Web3 Trust Summit in Hong Kong
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GM, This past week has been dominated by Satoshi Nakamoto, after HBO released its long-anticipated documentary aiming to answer the question of who created Bitcoin. No spoilers just yet, if you haven’t seen the show, but the truth is that we don’t need to know Satoshi’s true
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This is probably the most important Web3 event in the world GM, It’s been a busy couple of weeks and we apologize for our absence. But we are back and recovered after a major week in Singapore. We returned to Token 2049 in the country known as Little Red